Terms & Conditions

The website exists to provide information about Yudiva, our services, areas of focus, commercial approach, and relevant market insights, and to provide channels through which prospective clients, counterparties, suppliers, investors, and business partners can contact us.

The website is primarily intended for business and professional audiences.

Information published on the website is provided for general informational and commercial orientation purposes.

The website itself does not constitute a contract to provide any particular service unless and until a separate agreement has been entered into between Yudiva and the relevant party.

By using the website, you agree:

• to use it lawfully
• to use it responsibly
• not to misuse or interfere with the website
• not to attempt to gain unauthorised access to systems or information
• not to use information obtained from the website for unlawful or fraudulent purposes
• to respect Yudiva's intellectual property rights and the rights of third parties

If you use the website on behalf of a company, partnership, organisation, or other entity, you confirm that you have authority to act on behalf of that entity for the purposes of your use of the website.

The publication of information about a market, business opportunity, supplier, counterparty, service, or potential transaction does not constitute a representation or guarantee that the opportunity will be available, suitable, viable, or capable of completion.

Yudiva does not guarantee:

• that a particular transaction will occur
• that a buyer or seller will proceed
• that a supplier will perform
• that a counterparty will meet its obligations
• that a commercial opportunity will remain available
• that a particular investment will be successful
• that a market-entry project will achieve a particular result
• that any introduction will result in a contract or transaction

Commercial outcomes depend on the circumstances of each engagement and on decisions and actions taken by the relevant parties.

Yudiva's Energy Trade Facilitation service is intended to assist qualified parties in identifying and developing potentially relevant commercial relationships.

Depending on the engagement, our role may include:

• understanding commercial requirements
• identifying potentially relevant counterparties
• facilitating introductions
• coordinating communications
• supporting commercial discussions
• coordinating appropriate due diligence
• supporting the progression of a commercial opportunity

Unless expressly agreed in writing, Yudiva is not:

• the buyer or seller of the underlying commodity
• the owner of a commodity or energy asset
• the producer or supplier of a commodity
• the importer or exporter of record
• a guarantor of a counterparty's performance
• a bank, financial institution, insurer, or payment provider
• the legal or regulatory adviser of any party

The precise role and responsibilities of Yudiva will depend on the relevant written engagement.

Yudiva may provide information, introductions, coordination, and commercial support to businesses considering entry into or expansion within Nigeria or other markets.

Market-entry information published or provided by Yudiva should not be interpreted as a guarantee that:

• a business will receive regulatory approval
• a licence or registration will be granted
• a proposed activity will be permitted
• a particular partner will be suitable
• a particular market will produce a particular commercial return
• a proposed business model will succeed

Regulatory and legal requirements can change and may differ depending on the nature of the business and proposed activity.

Where specialist legal, tax, regulatory, financial, technical, or other professional advice is required, you should obtain advice from an appropriately qualified professional.

Yudiva may provide business representation services to selected clients under a separate written representation agreement.

No representation authority is created merely because:

• a person contacts Yudiva
• Yudiva introduces a business
• a business appears on the website
• Yudiva discusses a potential opportunity
• Yudiva communicates with a third party on behalf of a prospective client

A representative's authority, responsibilities, limitations, territory, duration, and permitted activities will be determined by the applicable written agreement.

Unless expressly authorised in writing, Yudiva does not have authority to:

• bind a client to a contract
• make contractual commitments on a client's behalf
• receive funds on behalf of a client
• make representations outside the agreed scope of engagement
• otherwise create obligations for a client

Yudiva may undertake or coordinate due diligence in connection with particular engagements.

However, due diligence is a risk-management process and is not a guarantee that a person, company, document, opportunity, transaction, or representation is genuine, accurate, complete, lawful, financially viable, or capable of successful completion.

Information supplied by a prospective counterparty may originate from that counterparty or from third-party sources.

Where appropriate, Yudiva may recommend or coordinate independent verification through lawyers, accountants, compliance specialists, inspection companies, financial institutions, regulators, or other professional advisers.

You remain responsible for conducting whatever independent assessment and professional due diligence is appropriate for your circumstances.

The website may contain information relating to:

• businesses
• markets
• suppliers
• counterparties
• industries
• regulatory developments
• commercial opportunities
• events
• external organisations

Some of this information may originate from third parties or publicly available sources.

Although Yudiva seeks to present information responsibly, we do not warrant that every third-party statement or source is complete, accurate, current, or error-free.

The inclusion of information about a third party on the website does not necessarily mean that Yudiva:

• endorses that party
• guarantees that party
• has entered into a partnership with that party
• guarantees that party's performance
• accepts responsibility for that party's conduct

You should conduct appropriate independent verification before relying on third-party information for a commercial decision.

Yudiva may publish market commentary, industry observations, regulatory commentary, educational material, and other information through its website or Insights section.

Such material is provided for general information and does not constitute:

• legal advice
• financial advice
• investment advice
• tax advice
• regulatory advice
• commodity trading advice
• accounting advice
• any other form of regulated professional advice

…unless expressly stated otherwise and provided under an appropriate professional engagement.

Market conditions can change rapidly.

Information that is accurate when published may subsequently become outdated or incomplete.

You should obtain appropriate professional advice before making a material commercial, investment, regulatory, legal, or financial decision.

Information concerning investment opportunities, energy markets, businesses, projects, or commercial opportunities should not be interpreted as an invitation, recommendation, solicitation, or offer to invest unless expressly stated and legally authorised.

Yudiva does not guarantee investment returns, capital preservation, transaction completion, or commercial success.

Any investment decision remains the responsibility of the relevant investor.

Where regulated investment services or advice are required, you should consult an appropriately authorised professional.

Energy, commodities, international trade, investment, market entry, and cross-border business can be subject to complex laws and regulations.

These may include requirements relating to:

• licensing
• registration
• import and export
• sanctions
• anti-money laundering
• counter-terrorist financing
• tax
• customs
• environmental requirements
• financial services
• corporate activity
• beneficial ownership
• trade restrictions
• other sector-specific requirements

Yudiva may help clients identify relevant considerations or coordinate with appropriate professional advisers.

However, unless expressly engaged and legally authorised to do so, Yudiva does not provide legal or regulated professional advice.

You are responsible for ensuring that your activities comply with the laws and regulatory requirements applicable to you.

Unless expressly stated and supported by appropriate documentation, nothing on this website should be interpreted as indicating that Yudiva:

• acts on behalf of a government
• represents a government ministry or agency
• holds a government allocation
• possesses government authority over a commodity or asset
• has government approval for a transaction
• is endorsed by a government or public authority

Where Yudiva has a formal relationship, registration, licence, authorisation, appointment, or other recognised status, relevant details may be provided separately and should be understood according to the scope of that formal arrangement.

We seek to keep the information on the website accurate and useful.

However, we do not guarantee that the website will always be:

• complete
• accurate
• current
• uninterrupted
• error-free
• available at all times
• free from viruses or other harmful components

We may change, update, suspend, or remove website content without prior notice.

We may also modify or discontinue parts of the website where reasonably necessary for business, technical, security, or operational reasons.

Unless otherwise stated, the website and its contents are owned by or licensed to Yudiva.

This includes, where applicable:

• the Yudiva name
• logos
• trademarks
• visual identity
• website design
• page layouts
• text
• photographs
• graphics
• illustrations
• videos
• downloadable materials
• reports
• documents
• original market commentary
• other content published by Yudiva

These materials are protected by applicable intellectual property laws.

You may view and access the website for your own lawful business or personal purposes.

You must not, without our prior written permission:

• reproduce substantial portions of the website
• republish our content
• commercially exploit website materials
• modify or create derivative works from our content
• remove copyright, trademark, or other proprietary notices
• use Yudiva's branding in a way that suggests endorsement or affiliation
• reproduce our materials as part of another commercial service or publication

Nothing in these Terms transfers ownership of Yudiva's intellectual property to you.

You may download or print reasonable extracts of website content for legitimate internal business or personal reference, provided that:

• the material is not modified
• the source is acknowledged where appropriate
• copyright and other proprietary notices are retained
• the material is not redistributed commercially without permission

Any permission granted under this section may be withdrawn where reasonably necessary.

If you submit information, documents, proposals, business profiles, supplier information, or other material to Yudiva through the website or by email, you remain responsible for ensuring that you have the right to provide that material.

You should not submit:

• confidential information belonging to another party without authorisation
• material that infringes another person's intellectual property rights
• unlawful material
• malicious code
• information that you are prohibited from disclosing

Submitting information to Yudiva does not automatically create a client relationship, agency relationship, partnership, joint venture, representation agreement, or other formal commercial relationship.

Any such relationship must be established through appropriate agreement or other legally effective arrangement.

The website itself is not intended to be a secure repository for highly confidential commercial information.

If you have commercially sensitive information, you should contact Yudiva before sending it and, where appropriate, enter into a suitable confidentiality or non-disclosure agreement.

Our handling of personal information is governed by our Privacy Policy.

Where a separate confidentiality agreement exists, that agreement will govern confidential information covered by it.

The website may contain links to external websites or services operated by third parties.

These links are provided for convenience or informational purposes.

Yudiva does not control third-party websites and is not responsible for:

• their content
• availability
• security
• privacy practices
• accuracy
• products or services
• commercial conduct
• terms and conditions

Following an external link is at your own discretion.

You should review the relevant third party's terms and privacy policy before using its services or providing information.

You must not use the website in a way that:

• violates applicable law
• attempts to gain unauthorised access to the website or associated systems
• introduces malware or other harmful code
• interferes with website availability or performance
• attempts to circumvent security controls
• harvests personal information without lawful authority
• uses automated systems to extract substantial website content without permission
• impersonates Yudiva or another person
• engages in fraud or deceptive conduct
• otherwise interferes with the proper operation of the website

We reserve the right to take appropriate technical, legal, or other measures in response to misuse.

We aim to maintain reliable website availability but do not guarantee uninterrupted access.

The website may become temporarily unavailable due to:

• maintenance
• upgrades
• hosting issues
• telecommunications failures
• cyber incidents
• technical problems
• third-party service interruptions
• security measures
• circumstances outside our reasonable control

Where practical, we will seek to restore affected services within a reasonable period.

You may link to the Yudiva website provided that the link:

• is lawful
• is not misleading
• does not imply an endorsement or commercial relationship that does not exist
• does not damage Yudiva's reputation
• does not frame or reproduce the website in a way that misrepresents its source

We may request that a link be removed where we reasonably believe it is inappropriate.

To the fullest extent permitted by applicable law, Yudiva does not accept responsibility for losses arising solely from reliance on general information published on the website where that information was not provided as part of a specific contracted service.

This includes information relating to:

• markets
• businesses
• commercial opportunities
• suppliers
• counterparties
• regulatory developments
• industry conditions
• general business guidance

You should assess information according to your own circumstances and obtain appropriate professional advice where necessary.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

Nothing in these Terms excludes or limits any liability to the extent that doing so would be unlawful.

In particular, nothing in these Terms is intended to exclude or limit liability for:

• death or personal injury caused by negligence
• fraud or fraudulent misrepresentation
• fraudulent concealment
• any liability that cannot legally be excluded or limited
• any statutory rights or protections that cannot lawfully be excluded

For business users, and to the extent permitted by law, Yudiva will not be responsible for indirect or consequential loss arising from use of the website, including loss of anticipated profits, revenue, business opportunities, goodwill, or commercial expectations, where such liability can lawfully be excluded.

Any liability arising from a separately contracted service will be governed primarily by the terms of the relevant written engagement.

Where liability cannot be excluded, any limitation will apply only to the extent permitted by applicable law and will be interpreted in accordance with any mandatory legal requirements concerning reasonableness or fairness. UK guidance recognises that liability exclusions in business contracts are subject to legal limits and, in relevant circumstances, reasonableness requirements.

The website is intended to provide a useful introduction to Yudiva and its areas of activity.

It should not be treated as a substitute for:

• professional legal advice
• financial advice
• investment advice
• tax advice
• regulatory advice
• technical due diligence
• commodity inspection
• independent counterparty verification
• any other specialist assessment relevant to a transaction

Where you are considering a significant commercial transaction, you should carry out appropriate independent diligence and obtain professional advice relevant to your circumstances.

Where permitted by law, you agree to compensate Yudiva for losses, liabilities, costs, expenses, or reasonable professional fees arising from your unlawful use of the website, your breach of these Terms, or your infringement of the rights of Yudiva or a third party.

This provision does not apply to the extent that the relevant loss results from Yudiva's own unlawful conduct or liability that cannot legally be transferred to you.

We may suspend or restrict access to the website where reasonably necessary, including where we believe that:

• these Terms have been breached
• the website is being misused
• there is a security risk
• unlawful activity is suspected
• access needs to be restricted for technical reasons
• doing so is necessary to protect Yudiva, users, or third parties

Suspension of website access does not affect rights or obligations arising under a separate agreement.

Yudiva will not be responsible for delay or failure in performing an obligation where the delay or failure results from circumstances beyond our reasonable control.

Such circumstances may include, where relevant:

• natural disasters
• severe weather
• epidemic or pandemic events
• war
• armed conflict
• terrorism
• civil unrest
• government action
• sanctions
• embargoes
• changes in law or regulation
• restrictions on trade
• interruption of telecommunications
• cyber incidents
• infrastructure failure
• power failure
• industrial disputes
• failures of relevant third-party service providers

This provision does not remove any obligation to take reasonable steps to mitigate the effects of such circumstances.

Our collection and use of personal information is governed by our Privacy Policy.

By using the website, you acknowledge that you should review the Privacy Policy to understand how Yudiva handles personal information.

The Privacy Policy is available through the website's privacy section.

The website may use cookies and similar technologies.

Where applicable, cookie use is explained through the website's cookie notice or controls and our Privacy Policy.

You should review those notices for information about how cookies and similar technologies are used.

Use of the website or communication with Yudiva does not by itself create:

• a partnership
• joint venture
• agency relationship
• fiduciary relationship
• employment relationship
• franchise
• exclusive representation arrangement
• other formal business relationship

Such relationships arise only where expressly established through an appropriate agreement or legally effective arrangement.

If Yudiva does not immediately enforce a right under these Terms, that does not mean that we have waived that right.

A waiver will only be effective where expressly given in writing.

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be interpreted or modified to the minimum extent necessary to make it lawful and enforceable where possible.

The remaining provisions will continue to apply.

These Terms constitute the terms governing your use of the Yudiva website.

They do not replace or override any separate written agreement governing a specific commercial engagement.

Where you enter into a separate agreement with Yudiva, that agreement will govern the relevant services and responsibilities.

We may update these Terms from time to time to reflect:

• changes to our business
• changes to our website
• changes to our services
• changes in applicable law
• changes in technology
• improvements to our operating practices

The latest version will be published on this website together with its update date.

Your continued use of the website after updated Terms have been published constitutes acceptance of the updated Terms to the extent permitted by applicable law.

If a material change requires additional notice or consent under applicable law, we will provide that notice or obtain that consent as appropriate.

These Terms and your use of the website are governed by the laws of England and Wales.

Subject to any mandatory rights or jurisdictional rules that cannot lawfully be excluded, the courts of England and Wales will have exclusive jurisdiction over disputes arising from or relating to these Terms or your use of the website.

Nothing in this section prevents Yudiva from seeking urgent or interim relief in another jurisdiction where such relief is reasonably necessary to protect its rights or interests.

If you have a question about these Terms or the use of the Yudiva website, please contact us.